2025 Results: Investing in Your Most Important Resource – Future

If business growth could be measured in horsepower, then 2025 was a full-throttle year for Promagroleasing OJSC. We didn't just accelerate – we nearly doubled our momentum, increasing shipments so dramatically that it was as if we'd shifted into the next gear. And in this leap, we didn't forget to include those who need support on the path to their goals and dreams the most.

Our year wasn’t  just about miles of statistics, but it was a map of accomplishments large and small. Not only did Promagroleasing finance equipment, but also paved entire highways of opportunity.  In 2025 the company went far beyond leasing, becoming a reliable companion on important personal and business journeys.

Here's what our roadmap looked like:

1. Expanded the "geography of opportunities"

We opened branches in all regional centers because we believe that everyoneshould have the chance to buy their own house , upgrade their vehicle fleet, or launch a business. Now, professional consultation and support are within walking distance, no matter where you are. This is our contribution to the development of the regions and our clients' confidence that a reliable partner is nearby.

2. Became even closer and more accessible

We removed bureaucratic barriers so you could focus on what matters most – your goals.

To make every transaction as simple and transparent as possible, we invested in technology and launched a personal account for individuals, where everything is at your fingertips: from submitting an application to scheduling payments.

We also opened our dedicated call center, where any question of yours will receive a prompt feedback.

3. Set new records.

In 2025 we shipped 50% more vehicles to individuals than the previous year.

4. Expanded Selection

To offer customers the best choice, we significantly expanded our supplier pool. To help us realize your goals, we attracted over 100 new suppliers.

5. Offered Solutions That Became a Sensation

Your dream or business goal remained our primary guideline, and sometimes an exciting challenge. We found ways and opportunities for financing that turned "someday" into "now," and "it's impossible" into "here's your key."

This is how a real estate program with a record interest rate starting from 11% was born – a truly sensational offer on the market that has already opened a new chapter in the lives of several Belarusians.

We expanded the popular "Road Leader" program to make dreams of a high-performance ATV or a powerful self-propelled vehicle also come true. We launched a preferential financing program, implementing Resolution No. 482 "On the Acquisition of Equipment," making equipment upgrades cost-effective and simple, helping businesses reach new levels faster.

6. Invested in the knowledge and future of our clients

We launched a series of educational seminars on financial literacy. We understand that a knowledgeable client makes the best decisions. Over 100 people attended our seminars last year. And we have no intention to stop: we will continue to invest in your confidence by actively sharing our expertise. After all, your success is our success.

7.  Focused on what matters most: family, tenvironment, health, and social responsibility

We supported the eco-friendly trend and your choice of "green" transportation by increasing electric vehicle leasing by 2.8 times.

We expanded the "Drive Plus" program by offering special terms for families raising children with disabilities. We are pleased this program has made life easier for more than 10 families. Together with the Strela special traffic police unit, we implemented a vibrant project for children dedicated to road safety twice.

We went beyond business by creating the "Bookcase" art piece for the "Sad Vershau" park in Minsk. We're proud that Promagroleasing’s  gift to our hometown has become a new cultural attraction.

We played on the same team, becoming a partner of the country's most famous hockey club Dinamo Minsk. We believe that strength lies in a clear strategy, speed, and teamwork, whether on the ice or in business. By supporting sports, we invest in the team spirit and will to win that unite all of Belarus.

We also ended the year on a positive note: with warm welcomes, thanks, and the presentation of commemorative souvenirs to our clients and partners.

"A year ago, we drew large dots on the map — goals that seemed ambitious," notes CEO Pavel Karotkikh. Today, we see not just dots, but living, vibrant stories between them. Stories about the smiles of people receiving the keys to new cars, the sigh of relief of a family solving their housing problem, the eyes of a child delighted by a book from the "Bookcase" in the park, and the entrepreneur who expanded his business thanks to a new warehouse.

Our most valuable currency isn't rubles, but the opportunity to be a part of these stories, the destinies and successes of the people who have entrusted us with their important goals. In the new year, we will continue to develop and grow, but one thing will remain the same : we will always be a reliable bridge between dreams and reality for each of our clients."